Insurance

Business Owner Policy

Insurance coverage for your business is a top priority for many businesses.  As a business owner, you are protecting your investment and your future.  A business owner policy, also known as a BOP, can be the policy for your business.  A BOP bundles the most common business coverages into one policy and one premium for small businesses.  Many times, it can provide businesses with a convenient package of coverages at a reduced rate.

Does your business qualify for a BOP?  Most BOP insurance policies require not more than 100 employees and a limit on the annual revenue.   A BOP policy will bundle property damage, general liability and business income coverage into one policy.  Many of our companies allow a business owner to add on additional coverages to personalize their BOP to meet their risk management needs.

Some additional coverages for business owners to think about adding to their BOP:

  1. Professional Liability
  2. Cyber Liability
  3. Accounts Receivable
  4. Equipment Breakdown
  5. Employment Practices
  6. Hire/Non- Owner Auto
  7. Inland Marine

Not all businesses qualify for a BOP policy.  Larger businesses and businesses with potential for unusual liabilities may need to purchase individual insurance policies.  Strong’s Insurance is an independent agency; therefore, we represent many different carriers.  This allows us to provide options to our clients for their risk management needs.  Contact Strong’s Insurance for an insurance review and see if a BOP is right for your business.  www.strongsinsurance.com

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